Requirements to Waive Student Health Insurance
Your insurance must meet the following requirements to waive the University Student Health Insurance coverage:
- Be active the entire time you are enrolled in classes.
- Have access to care within 50 miles of the University.
- Contains no exclusions or limitations for pre-existing conditions.
- Contains no limitations on benefits and is not a short-term plan.
- Based through a U.S. insurance company and claims administrator.
- Comparable to the UC Student Health Insurance policy.
- Include services for: ambulatory, emergency, hospitalization, maternity, newborn care, mental health, substance use disorder, behavioral health, prescription drugs, preventative care, wellness care, laboratory, rehabilitative services and devices.
Below is a list of insurance carriers that are not acceptable to waive out of the University of Cincinnati Student Health Insurance Plan with. Please be advised, this is NOT a complete list.
ADAC Versicherung | GBOR Intl Student Care | National General | Medicare & Medicaid from: |
ADESLAS | Generali Global Assistance | NIB International | Alabama |
Advent Syndicate | GeoBlue | NTUC Income | Alaska |
Aetna Better Health Illinois | Golden Rule Insurance | NYIS | American Samoa |
Aetna Better Health LA | Good Neighbor Insurance | Olympus Managed Healthcare | Arizona |
Aflac | Gouda Insurance | OnCampus International | Arkansas |
Agentra | GTO Global Travelers Org | One Alliance Insurance Corp | California |
AIB Travel Insurance | Hanhwa General Insurance | Optima Seguros | Colorado |
AIG General Insurance | HanseMerkur | Patriot Global Health Insurance | Connecticut |
Allianz General Insurance | HCC Medical Insurance | PGH Global | Coventry Nebraska |
AIG Travel Insurance | HealthEase | Point Guard Insurance Company | Delaware |
Anadolu Sigorta | HealthFirst of New York | PSI Health Insurance | District of Columbia |
AON Student Insurance | Henner Group | Qatar Foundation | Florida |
April International Care | HTH | QBE Hong Kong | Georgia |
Argus | Huk Coburg | Reliance General Insurance | Guam |
Aspen STM | HW General | Religare | Hawaii |
Assist Card | Hyundai Marine & Fire Insurance | Ryder Health Plan, Inc. | Idaho |
AVA Assurances | ICICI Lombard | Safeaway | Illinois |
AVI International | IFS (Insurance For Students) | Sagicor | Iowa |
AXA | IHC Health Solutions, Inc. | Samsung Fire & Marine | Kansas |
Bajaj Allianz | IMG (International Medical Group) | Saudi Arabian Cultural Mission (SACM) | Louisiana |
Bermuda Life Insurance | Insubuy | Seven Corners | Maine |
Best Doctors Insurance | International Student Insurance - Budget | SHARP Health Plan | Marshall Islands |
BF&M | International Student Insurance - Elite | Sompo International | Maryland |
BHTP | International Student Insurance - Select | South China Insurance | Massachusetts |
Bupa Global | International Student Insurance - Smart | STA Travel | Michigan |
Caloptima | ISEP (International Student Exchange Program) | STARR Global | Minnesota |
CareMed International | ISEP (Sirius America - ASRM) | StayWell | Mississippi |
Caribbean American | ISO (International Student Organization) | StayWell Kids | Missouri |
Chapka Assurances | ISP Chartis | Student Medicover | Montana |
Children's Medical Security | ISS (International Student and Scholar Insurance) | SunLife | Nebraska |
CHUBB | Kammarkollegiet | TATA AIG | Nevada |
CIC Insurance | KB Insurance | Tata International Plan | New Hampshire |
Cigna Global | LifeShield | Texas Childrens Health plan | New Jersey |
CINICO | LIG Insurance Korea | Tigerless | New Mexico |
CISI | Manhattan Life | Tokio Marine HCC | New York |
COE Connections Intl | MAPFRE | Trawick International | North Carolina |
Colina Insurance Limited | Marsh Pte ltd | Trygg Hansa | North Dakota |
Compass Benefits, Compass PPO (ISO) | MassHealth CarePlus | Tugo | Northern Mariana Islands |
County Care | MassHealth CommonHealth | UnitedHealthcare - IMG | Oklahoma |
Crum & Forster SPC | MassHealth Family Assistance | UnitedHealthcare - Seven Corners | Oregon |
DB Insurance | MassHealth Limited | UnitedHealthcare - Tokio Marine | Palau |
Desjardins | MassHealth Premium Assistance | UnitedHealthOne | Pennslyvania |
DIANins Global | MassHealth Standard | Universal Insurance Company | Puerto Rico |
DKV | Mawista | USHealth Freedom Life | Railroad |
Egyptian Cultural Ed Bureau | MCS Health Management Options | USIC Life Insurance Company | Rhode Island |
Embassy of Oman | Medibank | Visit International | South Carolina |
Equian | Mertiz Fire & Marine Insurance | Wellsense | South Dakota |
ERGO | MGEN | WorldTrips - Budget | Tennessee |
Europ Assistance | MIS Sante | WorldTrips - Elite | Texas |
European Union's Joint Sickness | MMM Healthcare, LLC | WorldTrips - Select | U.S. Minor Outlying Islands |
FBTO | Mondassur | WorldTrips - Smart | Utah |
First Medical Health Plan | MSH International | Yong An Insurance | Vermont |
Freedom Life Insurance | Multinational Insurance Company | Zilveren Kruis | Virgin Islands of U.S. |
GBG Global Benefits Group | NAGICO | Zurich Insurance Company Limited | Virginia |
Washington | |||
West Virginia | |||
Wisconsin | |||
Wyoming |
Disclaimer:
The University may amend, modify or rescind any existing student health insurance policies, guidelines, rules, procedures or regulations or institute new or additional student health insurance, policies, guidelines, rules, procedures or regulations at any time, at its sole discretion.
Disclaimer:
The University may amend, modify or rescind any existing student health insurance policies, guidelines, rules, procedures or regulations or institute new or additional student health insurance, policies, guidelines, rules, procedures or regulations at any time, at its sole discretion.
Contact Us
UC Student Health Insurance
studins@ucmail.uc.edu
Phone (513) 556-6868