Requirements to Waive Student Health Insurance

In order to waive the Student Health Insurance Plan you must confirm ALL of the following:

• I will be actively enrolled in my current Health Insurance Plan the entire time for which I am enrolled in classes.
• I have access to care within 50 miles of the University.
• My coverage does not contain a pre-existing condition waiting period, or the waiting period has expired.
• My coverage is not a limited benefits or short term plan.

• My insurance is through a U.S. based insurance company, employing a U.S. based claims administrator.

• My coverage is comparable to the UC Student Health Insurance policy, and includes the following benefits:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health, substance use disorder services and behavioral health treatment
  • Prescription drugs
  • Rehabilitative services and devices
  • Laboratory services
  • Preventative and wellness services for chronic disease management

Below is a list of insurance carriers that are not acceptable to waive out of the University of Cincinnati Student Health Insurance Plan with.  Please be advised, this is NOT a complete list.

• American International Group (AIG) Travel Insurance
• Agentra
• Anadolu Sigorta
• Bajaj Allianz
• Best Doctors Insurance Limited
• Compass Benefits
• European Union's Joint Sickness Insurance Scheme
• Freedom life Insurance Company
• Global Care, Inc
• Global Exchange, Inc.
• Global Underwriters Agency
• GLOBAL UNDERWRITERS AGENCY
• Golden Rule – United HealthCare
• Gouda Travel Insurance
• HANWHA GENERAL INSURANCE CO.,LTD
• HCC Medical Insurance services
• HTH
• ICICI Lombard Gold
• IHC Health Solutions, Inc.
• International Student Protection
• ISO Insurance
• ISP Chartis
• KB Insurance
• LifeShield
• LIG Insurance Korea
• Manhattan life
• MCS life
• NTUC Income
• Olympus Managed Health Care, Inc
• PGH Global
• PSI Diamond Plan
• Samsung Fire & Marine Insurance
• Seven Corners
• STARR GLOBAL
• Student Medicover Co.
• TATA AIG
• Tata International Plan
• Tugo