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Landing Pages / Student Health Insurance / Waive UC Student Health Insurance / Requirements to Waive Student Health Insurance

Requirements to Waive Student Health Insurance

Your insurance must meet the following requirements to waive the University Student Health Insurance coverage: 

  • Be active the entire time you are enrolled in classes.      
  • Have access to care within 50 miles of the University.
  • Contains no exclusions or limitations for pre-existing conditions.
  • Contains no limitations on benefits and is not a short-term plan.
  • Based through a U.S. insurance company and claims administrator.
  • Comparable to the UC Student Health Insurance policy.
  • Include services for: ambulatory, emergency, hospitalization, maternity, newborn care, mental health, substance use disorder, behavioral health, prescription drugs, preventative care, wellness care, laboratory, rehabilitative services and devices.

Below is a list of insurance carriers that are not acceptable to waive out of the University of Cincinnati Student Health Insurance Plan with.  Please be advised, this is NOT a complete list.

 ADAC Versicherung GBOR Intl Student CareNational GeneralMedicare & Medicaid from:
 ADESLASGenerali Global AssistanceNIB InternationalAlabama
Advent SyndicateGeoBlueNTUC IncomeAlaska
Aetna Better Health IllinoisGolden Rule InsuranceNYISAmerican Samoa
Aetna Better Health LAGood Neighbor InsuranceOlympus Managed HealthcareArizona
AflacGouda InsuranceOnCampus InternationalArkansas
AgentraGTO Global Travelers OrgOne Alliance Insurance CorpCalifornia
AIB Travel InsuranceHanhwa General InsuranceOptima SegurosColorado
AIG General InsuranceHanseMerkurPatriot Global Health InsuranceConnecticut
Allianz General InsuranceHCC Medical Insurance PGH GlobalCoventry Nebraska 
AIG Travel Insurance

HealthEase

Point Guard Insurance CompanyDelaware
Anadolu SigortaHealthFirst of New YorkPSI Health InsuranceDistrict of Columbia
AON Student InsuranceHenner GroupQatar FoundationFlorida
April International CareHTHQBE Hong KongGeorgia
ArgusHuk CoburgReliance General InsuranceGuam
Aspen STMHW GeneralReligareHawaii
Assist CardHyundai Marine & Fire InsuranceRyder Health Plan, Inc.Idaho
AVA AssurancesICICI LombardSafeawayIllinois
AVI InternationalIFS (Insurance For Students)SagicorIowa
AXAIHC Health Solutions, Inc.Samsung Fire & MarineKansas
Bajaj AllianzIMG (International Medical Group)Saudi Arabian Cultural Mission (SACM)Louisiana
Bermuda Life InsuranceInsubuySeven CornersMaine
Best Doctors InsuranceInternational Student Insurance - BudgetSHARP Health PlanMarshall Islands
BF&MInternational Student Insurance - EliteSompo InternationalMaryland
BHTPInternational Student Insurance - SelectSouth China InsuranceMassachusetts
Bupa GlobalInternational Student Insurance - SmartSTA TravelMichigan
CaloptimaISEP (International Student Exchange Program)STARR GlobalMinnesota
CareMed InternationalISEP (Sirius America - ASRM)StayWellMississippi
Caribbean AmericanISO (International Student Organization)StayWell KidsMissouri
Chapka AssurancesISP ChartisStudent MedicoverMontana
Children's Medical SecurityISS (International Student and Scholar Insurance)SunLifeNebraska
CHUBBKammarkollegietTATA AIGNevada
CIC InsuranceKB InsuranceTata International PlanNew Hampshire
Cigna GlobalLifeShieldTexas Childrens Health planNew Jersey
CISILIG Insurance KoreaTigerlessNew Mexico
COE Connections IntlManhattan LifeTokio Marine HCCNew York
Colina Insurance LimitedMAPFRETrawick InternationalNorth Carolina
Compass BenefitsMarsh Pte ltdTrygg HansaNorth Dakota
Compass PPO (ISO)MassHealth CarePlusTugoNorthern Mariana Islands
County CareMassHealth CommonHealthUnitedHealthcare - IMGOklahoma
Crum & Forster SPCMassHealth Family AssistanceUnitedHealthcare - Seven CornersOregon
DB InsuranceMassHealth LimitedUnitedHealthcare - Tokio MarinePalau
DesjardinsMassHealth Premium AssistanceUnitedHealthOnePennslyvania
DIANins GlobalMassHealth StandardUniversal Insurance CompanyPuerto Rico
DKVMawistaUSHealth Freedom LifeRailroad
Egyptian Cultural Ed BureauMCS Health Management OptionsUSIC Life Insurance CompanyRhode Island
Embassy of OmanMedibankVisit InternationalSouth Carolina
EquianMertiz Fire & Marine InsuranceWellsenseSouth Dakota
ERGOMGENWorldTrips - BudgetTennessee
Europ AssistanceMIS SanteWorldTrips - EliteTexas
European Union's Joint SicknessMMM Healthcare, LLCWorldTrips - SelectU.S. Minor Outlying Islands
FBTOMondassurWorldTrips - SmartUtah
First Medical Health PlanMSH InternationalYong An InsuranceVermont
Freedom Life InsuranceMultinational Insurance CompanyZilveren KruisVirgin Islands of U.S.
GBG Global Benefits GroupNAGICOZurich Insurance Company LimitedVirginia
   Washington
   West Virginia
   Wisconsin
   Wyoming

 

 

 

 

 

Disclaimer:

The University may amend, modify or rescind any existing student health insurance policies, guidelines, rules, procedures or regulations or institute new or additional student health insurance, policies, guidelines, rules, procedures or regulations at any time, at its sole discretion.

Disclaimer:

The University may amend, modify or rescind any existing student health insurance policies, guidelines, rules, procedures or regulations or institute new or additional student health insurance, policies, guidelines, rules, procedures or regulations at any time, at its sole discretion.

Contact Us

UC Student Health Insurance

studins@ucmail.uc.edu
Phone (513) 556-6868