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University Health Services (UHS) Rates

University Health Services on campus is the primary care provider for students covered under Student Health Insurance.

Deductible $0 for primary care
Co-Insurance  0% co-insurance for primary care
Preventative Care $0
Dermatology 20% co-insurance, waived deductible
Mental Health 0% co-insurance, waived deductible
DME (durable medical equipment)   Rates vary depending on cost of item.
Prescriptions* $15/$30/$60 – tier 1/tier 2/tier 3
Maximum Out of Pocket  $5,000

A referral is required for before seeking services outside of UHS, unless it is for care received more than 50 miles from campus, or for ob/gyn or maternity care.

*Prescriptions can be picked up at the UC Student Health Pharmacy, the UC Health Specialty Pharmacy, and the UC Medical Center - Discharge Pharmacy for the tiered rates listed above.  Please visit: the pharmacy coverage page for address and contact information.

In-Network Provider Rates 

Please see Out-of-Network rates for services rendered without a referral. Referrals must be renewed annually after August 9th. A referral is required for before seeking services outside of UHS, unless it is for care received more than 50 miles from campus, or for ob/gyn or maternity care.

When seeing a doctor outside of the University Health Services, you will have an out of pocket expense. At the start of each plan year you must first meet a $500 deductible. After the deductible is met, there will be a 20% co-insurance due. Insurance will cover the remaining 80%. The maximum out-of-pocket paid for a plan year for rendered services is $5,000. For some services, in addition to the co-insurance there will be a co-pay due at the time of service.

Please see the plan certificate for full coverage details. For estimated costs on services, go to myaccount.uhcsr.com.

Deductible  $500

Co-Insurance

 20% - after the deductible is met
Office Visit $35 co-pay + waived deductible
Preventative Care  $0
Mental Health 0% co-insurance + waived deductible
Prescriptions  $200 deductible + 20% co-insurance
Physiotherapy  $35 co-pay + 20% co-insurance
Urgent Care  20% co-insurance*
ER $150** co-pay + 20% co-insurance
**With a referral prior to an ER visit call: 513-556-2564 $50 co-pay + 20% co-insurance
Maximum Out of Pocket  $5,000
 Annual Family Plan Out of Pocket $10,000 

Out-Of-Network Rates

Deductible  $800
Co-Insurance 40% after deductible 
Office Visit 40% co-insurance*
Preventative Care     Not covered
Mental Health  40% co-insurance*
Prescriptions $200 deductible + 40% co-insurance*
Physiotherapy 40% co-insurance*
Urgent Care  40% co-insurance*
ER $150 co-pay + 20% co-insurance*
 **With a referral prior to an ER visit call: 513-556-2564 $50 co-pay + 20% co-insurance*
 Maximum Out of Pocket $12,700

*After deductible is met

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Contact Us

UC Student Health Insurance
Please email us at studins@ucmail.uc.edu.  Please include your student M# in the subject line.