Bloodborne Pathogen Exposure Insurance
UC Student Health Insurance offers a policy for those academic programs offering classes in which students may be exposed to human bloodborne pathogens related to the students’ academic activities. The policy will cover students who volunteer at free clinics.
This policy covers all related medical expenses for the first 30 days after an exposure, anywhere in the world, without any co-payment or deductible up to a maximum of $10,000.
This policy does not cover bloodborne pathogen exposures:
- that occur while being a paid employee,
- related to activities that are not related to school activities such as sexual contact, and/or
- from legal or illegal drug usage.
The cost of the policy is $37 per policy year. The effective dates are 8/1/2015 until 7/31/2016. Read the full policy: Bloodborne Pathogen Exposure Insurance (PDF)
NOTE: Premiums will not be pro-rated regardless of class registration date beginning any time after 8/1/2015. There are no premium refunds if students drop out of school or if students purchase the UC SHI in a subsequent semester.
This policy is available for any program within UC that wishes to mandate the BPEI for all students enrolled in that specific program. Once a UC program has decided to offer, and has requested the assessment of, the BPEI, the premiums are automatically assessed to the tuition bills. This assessment will occur in the first semester of every policy year for which the students are enrolled in programs with the BPEI requirement, regardless of the time of year.
Students who are covered under UC Student Health Insurance (SHI) are not charged for the BPEI unless those students lose eligibility under SHI within that same academic year. Students who remain enrolled in programs with the BPEI requirement, will receive no refund of the $37.00 premium.
Program Directors wishing to add this coverage for a specific program must contact Ken Wolterman (phone: 513-556-4348) to arrange for the programming change.
Following exposures, student should report to the University Health Services Holmes Location on the medical campus, located on the fourth floor of the Holmes building (corner of Eden Avenue and Albert Sabin Way), Cincinnati, OH 45267. Hours of operation are 8:00 a.m. to 4:00 p.m. on Mondays, Tuesdays, Thursdays and Fridays and 10:00 a.m. to 4:00 p.m. on Wednesdays. If it is not feasible to go to the UHS Holmes Location, students may go to any hospital emergency room.
Follow-up after exposures by calling 513-584-4457.
Claims should be filed with HealthSmart Benefit Solutions 3320 W. Market St., Suite 100, Fairlawn, OH 44333. Claim status may be checked on line at http://www.klais.com or by calling 1-800-331-1096. Contact the UC SHI Office at 513-556-6868 for any questions.